Yes, I love it!
neoral 100 A worker born in 1929 or later needs 40 credits, or 10 years of work history to qualify for a Social Security retirement benefit based on a wage record, not five years. Still, Social Security considers 35 years of work history in computing the retirement benefit. It sounds like your wife has 20 credits and needs an additional 20 to qualify for a retirement benefit based on her work record.